Market Intelligence.
Insightful, thought-provoking articles to help keep your organisation on top of all the issues regarding your insurance and risk programmes.
Market Intelligence.
Insightful, thought-provoking articles to help keep your organisation on top of all the issues regarding your insurance and risk programmes.
Why Your Broker Might Not Want a Soft Market
A soft insurance market should create opportunity for insurance buyers. When capacity increases, competition strengthens and insurer appetite improves, which means businesses are often better placed to test the market, challenge pricing and improve the overall value...
The Cost of In-House Hiring vs. Outsourced Insurance Expertise
A commercial comparison for executives developing or acquiring insurance risk management capability Insurance risk management expertise is becoming more important for organisations of all sizes. Boards, lenders, customers, contract partners and insurers are placing...
Beyond the Premium: The Real Cost of Incumbent Broker Syndrome
Beyond the Premium: The Real Cost of Incumbent Broker SyndromeWhat looks like a competitive premium can create a false sense of security. For many mid-sized and large businesses, the annual insurance renewal is treated as proof that the insurance program has been...
Bringing Insurance into the Risk Conversation Early
Having attended the RMIA Risk Conference 2025 on the Gold Coast, it was a great few days of connecting with people from across the risk profession and….
The Benefits of Conducting an Insurance Broker Tender
The benefits of running a tender for your insurance broking services are numerous and bespoke to the needs of your business. For example, you may have a risk…
Broker Service Agreements – Part 2
The outcome of any claim settlements reflects not just the quality of the policy incepted but also your broker’s expertise Your Broker Service Agreement (BSA) also referred to…
Broker Service Agreements – Part 1
In our capacity as an independent advocate for the insured, RAS regularly encounters broker service agreements that disproportionately benefit brokers rather than clients…
Broker Behaviour through the insurance market cycle
Readers of this article who have been involved in insurance procurement will be familiar with the concept of the “insurance market cycle”. Insurance brokers will often mention this…
Managing Your Insurance Programme Renewal
Do you have a plan in place for your next insurance renewal or do you rely on your current insurance broker to manage your renewal process? Renewing an insurance programme can be complex …
Unlocking Business Success via Outsourced Insurance Management
Ensuring a company’s insurance needs are met effectively and efficiently is crucial to success. But how can you ensure the best outcomes?