Outsourced
Insurance Services and Management.
Insurance and risk management is what we do best. Outsourcing these functions allows you to focus on what you do best.
Streamlined Excellence: Outsourced Management Solutions for Risk & Operations
Insurance and risk management is what we do best. Outsourcing these functions allows you to focus on what you do best.
You don’t look at insurance programmes every day.
But we do.
We have some of the most experienced risk and insurance professionals in the Asia Pacific region. These talented people have advised some of the largest organisations in the world. So it really does pay (literally) to let them do all the heavy lifting for you.
Outsourced Management Services
Our Expertise
Our Services
Outsourced Management Services
Risk expertise is becoming more important for organisations of all sizes. For some businesses, the right answer may be to hire an in-house risk specialist, while for others, outsourced expertise may provide a more flexible and commercially efficient way to access the right support.
Our outsourced insurance services and risk management provide your executive team with immediate, independent capability. We ensure your insurance program is treated as a live reflection of the business, rather than a static policy. By stepping in as your dedicated risk team, we allow the business to build risk capability without committing to a full internal structure before it is needed.
How do you know what “great” looks like if you are not in the insurance market day in day out. There are better ways to benchmark your program than just against last years program.
Our Expertise
The decision to utilise outsourcing insurance management services is not simply a comparison between salary and consulting fees. It is a question of knowledge, coverage, cost, independence and how the business wants risk management to operate.
Rather than relying on one individual, the business can draw on a team with experience across multiple areas. Risk Advisory Services provides independent risk and insurance advice for organisations that need confidence their insurance program is properly aligned with their risk profile.
Because RAS does not sell policies or receive commissions from insurers, its role is centred on the client’s interests, not policy placement. We help businesses separate price movement from genuine value, ensuring that any opportunity created by a soft market has been properly reviewed.
Our Services
We tailor our insurance outsourcing services to integrate seamlessly with your organisation. We provide active, continuous scrutiny across two core areas to ensure your business does not fall victim to the gradual drop-off in effort from insurance brokers, that can occur after a client has been won.
General Insurance Portfolios
We manage the entirety of your corporate insurance placements, providing independent review to assess whether the insurance program remains fit for purpose. Our team ensures the program is actively aligned to your evolving risks. A smooth renewal means little if a claim is denied, delayed, reduced or more difficult than expected. We act as your dedicated advocate, proactively managing the process so that timing, notification obligations and claims-made conditions are handled with precision.
Risk Management Programmes
Effective risk and insurance management requires looking beyond the premium. We design and oversee robust programmes tailored to your commercial objectives. A specialised risk advisor may take a broader view across operations, governance, contracts, compliance, continuity planning, safety systems and supply chain resilience. By structuring these programmes effectively, we provide an additional layer of scrutiny, assessing whether the insurance program remains fit for purpose and whether the broker’s service model reflects the organisation’s needs.
The Commercial Value of Insurance Outsourcing
- Flexible Capacity & Cost Efficiency
Outsourced support allows the organisation to scale assistance up or down depending on business needs, without the fixed cost of a permanent appointment. It allows the business to build risk capability without committing to a full internal structure before it is needed. - Breadth of Expertise
Rather than relying on one individual, the business can draw on a team with experience across multiple areas. This breadth is valuable because risk issues rarely exist in isolation. - Independence & Objective Alignment
Risk Advisory Services provides independent risk and insurance advice for organisations that need confidence their insurance program is properly aligned with their risk profile. Because RAS does not sell policies or receive commissions from insurers, its role is centred on the client’s interests, not policy placement.
Our Outsourced Management Methodology
Our approach to insurance management outsourcing is a structured, ongoing process designed to bring greater discipline to the way your risk is reviewed.
Comprehensive Portfolio Audit
Independent review starts with the business itself, its operations, exposures, contracts, claims history, risk controls and commercial objectives, before moving to the insurance program.
Strategy & Market Alignment
A soft market should give businesses an opportunity to improve value, but value needs to be assessed carefully. We help businesses separate price movement from genuine value.
Ongoing Management & Scrutiny
We expect a relationship that is active throughout the year, not only at renewal. This includes scheduled mid-year reviews, claims trend discussions, policy wording reviews, emerging risk updates and clear conversations about operational changes.
Frequently Asked Questions
What is the difference between an outsourced insurance manager and a standard broker?
In commission-based broking models, broker remuneration is often linked to premium size. Risk Advisory Services does not sell insurance policies or receive commissions from insurers. Its role is to act for the client, bringing objective review to the way insurance and risk are structured, reviewed and managed. An outsourced insurance manager is an extension of your team, focused solely the right program, the right price and looking at the insurable risks through your business’s eyes.
Why is independent risk and insurance management important?
It gives the business a clearer view of whether the program is properly aligned to its risk profile, whether the broker relationship is delivering the right level of scrutiny, and whether the insurance arrangements are likely to respond as intended. Your business is evolving and changing all the time, your insurance program needs to reflect those changes.
How does insurance services outsourcing compare to hiring an in-house risk manager or part timer within the finance team (not the finance persons core job)?
In-house expertise can provide continuity, organisational knowledge and day-to-day presence. Outsourced expertise can provide breadth, flexibility, senior experience and independent challenge. For businesses that need flexibility, breadth of expertise and practical support, outsourced risk advisory can provide a valuable alternative to building every capability internally.